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The Black lawyers at the Foster Firm in Austell, Georgia understand the unique challenges people of color face when they navigate the legal system, the insurance claims process, and the civil courts. Whether you were hurt in a car accident, slip and fall accident were hurt on the job, or suspect a loved one suffered from nursing home abuse or neglect, the Foster Firm is a team of African American attorneys in Austell, Georgia that may be able to help you. Our lawyers offer compassionate and caring counsel to individuals in our community. We live and work here and are committed to helping victims and their loved ones get the quality representation they need to seek justice following an injury due to the negligence or neglect of another person or party.
Our team of African American lawyers in Austell, Georgia handles cases including car crashes, truck crashes, pedestrian accidents, bike accidents, premises liability, nursing home abuse, violence, police brutality, worker’s compensation, and catastrophic injury claims. If you have been hurt in Austell, Georgia, you may have many questions. You may be wondering what your claim might be worth. You may be wondering whether insurance adjusters are offering you the settlement you may deserve under the law. You may be wondering how you can take your case to court. You may be wondering what your next steps should be. The Black lawyers at the Foster Firm in Austell, Georgia offer new clients a free initial consultation. We can assess your case and help guide you on the next steps.
Black Drivers are Charged More For Insurance, on Average; We Can Help With Claims
According to the Balance, researchers have found that people who live in predominantly Black communities pay higher car insurance premiums than people who live in predominantly White communities. Systemic racism and racial bias permeate every aspect of Black lives. In fact, according to the Balance, Black drivers are asked to pay premiums 70% higher than White drivers when quoted insurance rates—even good drivers with good records. Investigators writing for ProPublica also found that people living in minority communities generally pay more for insurance. This is terrible, but when the time comes to make a claim, these biases can affect the kind of settlement Black and minority victims are offered.
Unfortunately, insurance companies aren’t always willing to reveal how they arrive at their premiums, and the federal government hasn’t taken any steps to stop this discrimination. You’d think that the Black Americans who pay more for insurance would receive fair treatment when seeking compensation for injuries, but systemic racism is pervasive and the same challenges Black Americans face when being quoted their rates are also at play when Black Americans are offered insurance settlements following a crash. In fact, forensic economists find that African American victims of accidents may be offered lower estimates for lost wages than White accident victims, and some accountants use both race and gender when estimating the value of lost wages. Given that African Americans and women are paid less on average for their work, insurance adjusters may also include these biases when offering Black and minority victims their settlement offers. Insurance adjusters sometimes use formulas or computer programs to help them estimate the value of a claim, and these computer programs may be infected with bias. Historic racial injustices that led to minorities and women being paid less than White men, may influence historic income and wages on which these formulas and programs are based.
How can you fight these biases? Having a Black lawyer in Austell, Georgia on your side may be able to make a difference. Our firm can ask the tough questions and fight to help you get the settlement you may deserve. Our firm can investigate the kinds of formulas and computer programs adjusters may be used to estimate the value of your case. And, if there is the potential for bias, our African American lawyers can fight back. We understand the law and the legal process and can fight for your rights.
The Foster Firm is a team of African American lawyers in Austell, Georgia who understand the unique challenges minority accident victims face. Not only do individuals in minority communities pay more for insurance, but our very lives are valued less when it comes time to settle. The Foster Firm is part of our minority community and we fight for change, one case at a time. Don’t let racial bias result in a lower settlement. Work with a team of African American lawyers in Austell, Georgia who understand the unique challenges you are facing.
Hire Our African American Lawyers to Represent You and Your Family in Austell, Georgia
Personal injuries don’t just affect victims, they affect the whole family. If your family’s primary breadwinner can’t go back to work due to injury, you may be facing a whole lot more than medical bills. If your family’s primary caretaker was hurt, your family may be struggling with paying for or affording childcare. The aftermath of a personal injury can be a stressful time for the whole family. Not only are you navigating the challenges of disability and injury and rehab, but you may be facing tough negotiations with insurance companies, and negligent parties. The Black lawyers in Austell, Georgia are here for your family. At the Foster Firm, we offer compassionate and caring counsel to personal injury victims. Let us handle the paperwork, file the court documents, and negotiate with insurance companies, so you can focus on what matters—healing your family.
Let the Foster Firm handle your personal injury case, so you can focus on healing and getting care. We offer new clients a free initial consultation. We can review your case, estimate the value of your claim, negotiate with insurance companies, and fight to help you get the best possible settlement under the law. Reach out to the Black lawyers at the Foster Firm in Austell, Georgia today.