Can a Lawyer Negotiate With Insurance Providers On Your Behalf?
Are you preparing to file an insurance claim after a car crash? You need a Georgia car accident lawyer on your side. While it may be possible to handle minor claims on your own, if you suffered a serious accident, you should work with a legal professional who understands personal injury law and all the intricacies of insurance claims.
Settlement negotiations will go much more smoothly, and your case will likely settle faster and with a better outcome when you’re working with a skilled vehicle accident attorney in Georgia.
Do You Really Need a Lawyer?
Yes, you do. It’s extremely difficult to self-represent when dealing with a complex claim against an insurance company with deep pockets and skilled legal counselors.
You might think you have a straightforward case, but you may discover the liable insurer will spare no effort to avoid paying you. Insurance adjusters may dispute your claim, challenge your losses, or try to bully you into signing a lowball offer. Insurance company representatives may even trick you into saying things that undermine your claim.
Car wreck lawyers in Georgia are well versed in such bad-faith tactics and know how to advocate for your interests. Working with a lawyer gives you more leverage in pursuing a fairer settlement.
A Georgia Auto Crash Attorney Can Help You Calculate Your Losses
Car accident survivors often have no idea how much their case is worth. That’s how insurance companies sometimes manage to convince people to accept low settlements.
When approaching claim negotiations, you need to understand the full extent of your losses. This includes your current medical expenses and missed days at work, potential future treatments, and your injury’s effect on long-term employability. A Georgia car accident lawyer can give a realistic and transparent estimate of your claim’s value based on past cases.
Georgia Personal Injury Lawyers Make Insurance Claims Easier
Recovering after a serious accident feels overwhelming. A hardworking lawyer can make your life much easier by dealing with the claim process. This usually starts with establishing fault to understand who’s responsible for compensating you.
Your lawyer will review the evidence, determine how much your case is worth, and draft a demand letter to send to the liable insurer. If your losses exceed the defendant’s policy limit, your lawyer may advise other venues of pursuing compensation, like a personal injury lawsuit.
What To Expect From the Settlement Negotiation Process
After your attorney sends a demand letter, the insurance company will usually make a much lower counteroffer. The insurer may challenge some parts of your claim, such as your injury’s severity or recovery prospects.
Your lawyer will handle all the back and forth with the insurance company, which can be a long and frustrating process. Ideally, at the end of it, you’ll reach a settlement offer that covers your losses.
However, an insurer may reject your claim outright or refuse to make an acceptable offer. In these circumstances, your lawyer may recommend going to court. Your case will still probably settle before trial, but insurance companies are likelier to cooperate when they know your car wreck lawyer in Georgia is ready to sue.
Need a Car Collision Lawyer in Georgia? Call The Foster Firm
Are you unsure about your next steps after a car accident? Call The Foster Firm today for reliable counsel from an automobile accident attorney in Georgia. We’re proud to stand up for the rights of accident victims and their families throughout the Peach State. Contact us at 678-246-5879 or online to talk to a Georgia car accident lawyer.